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Difference Between Hard Credit Check and Soft Credit Check

Before checking your credit report, understand the difference between a soft credit check and a hard credit check. This article contains general information and is not intended to provide information specific to American Express products and services. Similar products and services offered by different companies will have different features, so you should always read the …

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Can You Remove Unauthorized Hard Inquiries From Your Credit Report?

Unauthorized hard inquiries can negatively impact your credit score. Learn what steps you can take to remove unauthorized hard inquiries from your credit report. When you apply for new credit, your credit report will receive a hard check, which may lower your credit score. Usually, this will only drop by a few points. A legal …

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Why Was My Credit Card Application Declined?

You’ve made your final decision on the credit card that best suits your situation. Once you’ve completed and submitted your application, the result flashes on your screen: “Denied.” While this result may be frustrating, it is simply a business decision made by the issuing bank. Before applying for another credit card, it can be helpful …

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Credit Cards That Let You Invest Rewards

The investment information provided on this page is for educational purposes only. NerdWallet, Inc. does not provide advisory or brokerage services and does not recommend or advise investors to buy or sell specific stocks, securities or other investments. Credit cards that only allow cardholders to redeem rewards for cash back make up a tiny fraction …

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Here’s How Active Military Can Snag Special Credit Card Benefits

Military members protect the country, so their financial well-being is protected by law. In 2003, Congress passed the Servicemembers Civil Relief Act, which allows for lower interest rates on credit cards while in service. But more than 20 years later, this benefit is not being fully utilized, leaving many service members paying far more interest …

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Chase Sapphire Cards: News and Offers

The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are among the most popular travel rewards credit cards on the market. To ensure they continue to be popular, Chase has continually tweaked their features and functions over the years. This page tracks some of the most significant changes, including rewards rates, benefits, and bonus offers. …

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Limited: Navy Federal Credit Cards Offer Big Bonuses, Interest Savings, Amazon Membership

From May 1 to June 30, 2024, the Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card will offer a generous sign-up bonus valued at over $500. New cardholders will earn 40,000 points after spending at least $3,500 within 90 days of account opening. In addition, Navy Federal will refund the cost of an …